top of page
Terms of Use

Welcome to the Potomac Financial Hub ("PFH," "we," "our," or "us") website. These Terms of Use govern your access to and use of our website, services, forms, and related resources.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this website.

About Potomac Financial Hub

Potomac Financial Hub is a financial coordination, preparation, education, and referral organization that helps individuals, homeowners, businesses, contractors, developers, and organizations explore financial solutions through the PFH Access Network.

Unless expressly stated otherwise, PFH is not a lender, mortgage lender, bank, credit union, investment advisor, insurance company, or underwriting institution.

PFH facilitates preliminary reviews, document preparation, coordination, education, and referrals to independent financial service providers.

Eligibility

You must be at least 18 years old and legally able to enter into binding agreements to use this website.

By submitting information through this website, you represent that the information you provide is accurate and complete.

No Financial Advice

Information provided on this website is for general informational and educational purposes only.

Nothing on this website should be interpreted as:

  • Financial advice

  • Investment advice

  • Legal advice

  • Tax advice

  • Mortgage advice

  • Credit counseling

You should consult qualified professionals before making financial decisions.

No Lending or Credit Decisions

PFH does not:

  • Lend money

  • Approve loans

  • Underwrite financing

  • Determine eligibility

  • Set interest rates

  • Establish loan terms

  • Guarantee financing

All lending decisions are made solely by participating financial institutions or licensed providers.

Preliminary Inquiries

Forms submitted through this website are considered preliminary inquiries only.

Submitting an inquiry:

  • Is not a loan application

  • Is not a mortgage application

  • Does not establish a client relationship

  • Does not guarantee approval

  • Does not create any obligation for PFH or participating providers

PFH may contact you for additional information to better understand your request.

PFH Access Network

PFH Access is Potomac Financial Hub's coordinated intake, preparation, matching, referral, and handoff network.

Participation in the PFH Access Network does not imply endorsement, exclusive relationships, or guarantees regarding any participating lender, mortgage company, funding provider, advisor, or professional service provider.

Provider availability may vary based on:

  • Geographic location

  • Licensing requirements

  • Product availability

  • Consumer qualifications

  • Business profile

  • Provider capacity

Partner Referrals

PFH may introduce users to independent financial institutions, mortgage companies, lenders, investors, consultants, or other professional service providers.

PFH does not control:

  • Provider decisions

  • Pricing

  • Interest rates

  • Fees

  • Closing costs

  • Service quality

  • Approval decisions

Users are encouraged to independently evaluate any provider before entering into agreements.

User Responsibilities

By using this website, you agree to:

  • Provide accurate information.

  • Update information when necessary.

  • Use the website only for lawful purposes.

  • Maintain the confidentiality of your communications.

  • Refrain from submitting fraudulent or misleading information.

  • Respect the intellectual property rights of PFH and others.

Prohibited Uses

You may not:

  • Use the website for unlawful purposes.

  • Attempt unauthorized access to website systems.

  • Upload malicious software or code.

  • Interfere with website operations.

  • Misrepresent your identity.

  • Submit false or misleading applications.

  • Copy, reproduce, or distribute website content without permission.

Intellectual Property

All website content, including but not limited to:

  • Logos

  • Graphics

  • Icons

  • Text

  • Layouts

  • Images

  • Designs

  • Documents

  • Branding

  • Software

is owned by Potomac Financial Hub or its licensors and is protected by applicable intellectual property laws.

No content may be copied, reproduced, modified, or distributed without prior written permission.

Third-Party Links

Our website may contain links to third-party websites.

PFH does not control or endorse those websites and is not responsible for their:

  • Content

  • Security

  • Privacy practices

  • Products

  • Services

Accessing third-party websites is at your own risk.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

Disclaimer of Warranties

This website and its content are provided "as is" and "as available."

PFH makes no warranties, express or implied, regarding:

  • Website availability

  • Accuracy

  • Completeness

  • Reliability

  • Merchantability

  • Fitness for a particular purpose

We do not guarantee uninterrupted or error-free access.

Limitation of Liability

To the fullest extent permitted by law, Potomac Financial Hub shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of this website

  • Reliance on website information

  • Service interruptions

  • Technical failures

  • Third-party actions

  • Provider decisions

  • Financing outcomes

Your sole remedy for dissatisfaction with the website is to discontinue its use.

Indemnification

You agree to indemnify and hold harmless Potomac Financial Hub, its affiliates, employees, officers, contractors, and partners from any claims, damages, liabilities, or expenses arising from:

  • Your use of the website

  • Violation of these Terms

  • Submission of false information

  • Misuse of the website

Changes to These Terms

PFH may revise these Terms of Use at any time.

Updated versions will be posted on this page with a revised effective date.

Your continued use of the website constitutes acceptance of the updated Terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the state or federal courts located in Virginia.

Contact Information

If you have questions regarding these Terms of Use, please contact:

Potomac Financial Hub

​

Phone
(703) 589-7908

Email
info@potomacfinancialhub.com

​

​

Important Disclosure

Potomac Financial Hub ("PFH") is a financial coordination, preparation, education, and referral organization. PFH is not a lender, mortgage lender, bank, credit union, investment advisor, or underwriting institution unless expressly identified for a specific service. Financing approvals, interest rates, fees, eligibility, underwriting decisions, and loan terms are determined solely by participating licensed providers. Submission of an inquiry through this website does not constitute a formal application for financing and does not guarantee approval or funding.

bottom of page