Privacy Policy

Potomac Financial Hub ("PFH," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you provide through our website and services.

This Privacy Policy explains how we collect, use, protect, and share information when you visit our website, complete an inquiry, or communicate with us.

By using this website, you agree to the practices described in this Privacy Policy.

Information We Collect

Depending on the services you request, we may collect information including:

Personal Information

Full name
Email address
Phone number
Mailing address
Business information
Company name
Job title

Financial Information

For preliminary reviews, you may voluntarily provide information such as:

Estimated income
Business revenue
Credit score range
Property information
Funding objectives
Existing financing information
Financial documentation (when requested)

We request only the information reasonably necessary to evaluate your inquiry.

How We Use Your Information

We use your information to:

Review your preliminary inquiry
Communicate regarding your request
Coordinate potential financial solutions
Identify appropriate participating providers
Respond to questions
Improve our services
Comply with applicable laws and regulations
Prevent fraud and unauthorized activity

PFH's Role

Potomac Financial Hub is an information, preparation, coordination, and referral organization.

PFH is not a bank, mortgage lender, credit union, finance company, or underwriting institution unless specifically disclosed for a particular service.

PFH may coordinate communication between clients and independent financial service providers but does not make lending decisions, approve financing, establish interest rates, determine eligibility, or issue financial products.

Information Sharing

We do not sell your personal information.

Your information may be shared only when necessary with:

Participating lenders
Mortgage companies
Financial institutions
Funding providers
Professional advisors
Service providers supporting PFH operations

Information is shared only after appropriate authorization when required and only to facilitate the services you request.

Mortgage Refinance Inquiries

For mortgage-related inquiries:

PFH conducts a preliminary review to better understand your needs.

Before any information is transferred to a participating mortgage provider, you will receive the provider's identity, licensing information, and applicable disclosures where required.

Submitting a preliminary inquiry is not a mortgage application and does not guarantee approval, interest rates, loan terms, or savings.

Business Funding Inquiries

For business funding requests:

PFH may review your business profile, funding objectives, and supporting information to help identify potential funding resources.

Submitting an inquiry does not guarantee financing or approval.

Funding decisions are made solely by participating funding providers.

Cookies and Website Analytics

Our website may use cookies and similar technologies to:

Improve website functionality
Understand visitor behavior
Enhance user experience
Measure website performance
Support security

You may disable cookies through your browser settings, although some website features may not function properly.

Third-Party Services

Our website may include links or integrations with third-party providers including:

Google Analytics
HubSpot
Scheduling platforms
Payment processors
Email marketing services
Financial service providers

Each third party operates under its own privacy practices.

PFH is not responsible for the privacy policies of external websites.

Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your information against:

Unauthorized access
Loss
Misuse
Disclosure
Alteration
Destruction

While we use commercially reasonable security measures, no internet transmission or electronic storage system can be guaranteed to be completely secure.

Data Retention

We retain information only as long as necessary to:

Provide requested services
Meet legal obligations
Resolve disputes
Enforce agreements
Maintain business records

Information that is no longer required is securely deleted or anonymized when appropriate.

Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

Access your personal information
Correct inaccurate information
Request deletion of personal information
Withdraw consent where applicable
Request information regarding data sharing
Opt out of marketing communications

To exercise your rights, please contact us using the information below.

Children's Privacy

This website is intended for adults.

PFH does not knowingly collect personal information from children under 13 years of age.

If we become aware that such information has been collected, we will promptly delete it.

Confidentiality

Information submitted through PFH is treated confidentially and used only for legitimate business purposes related to your inquiry.

PFH does not sell client information or distribute personal information for unrelated marketing purposes.

Changes to This Privacy Policy

We may update this Privacy Policy periodically.

The revised version will be posted on this page with an updated effective date.

Continued use of our website after changes are posted constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

Potomac Financial Hub

Phone
(703) 589-7908

Email
info@potomacfinancialhub.com

Important Disclosure

Potomac Financial Hub ("PFH") is an information, preparation, coordination, and referral organization. PFH is not a lender, mortgage lender, bank, credit union, or underwriting institution unless expressly identified for a specific service. Financing approvals, eligibility, rates, fees, loan terms, and underwriting decisions are determined solely by participating licensed providers and are subject to applicable laws and program requirements.