Explore Your Mortgage Refinance Options
PFH helps homeowners understand their options, organize preliminary information, and connect with a participating licensed mortgage provider that may be appropriate for your goals.
Organized Process
We help you prepare
and understand
the next steps.
Network of Professionals
We work with independent mortgage companies and licensed professionals.
Confidential & Secure:
Your information is
handled with care and security.
PFH is not a mortgage lender and does not make commitments to lend. Approval, rates, costs, and terms are determined by the participating licensed mortgage provider.
Why Homeowners Consider Refinancing
Review Potential Rate Options
May help reduce your monthly payment and save on interest over time.
Change Loan Term
Consider adjusting your loan term to align with your financial goals.
Switch Loan Type
Move from an adjustable-rate mortgage to a fixed-rate mortgage
Access Home Equity
Tap into available equity for home improvements, debt consolidation, or other needs
Home Improvements
Finance eligible improvements to your property.
A refinance replaces your existing mortgage with a new mortgage. It may involve closing costs, fees, a new repayment period, and changes to the total interest paid over time. Refinancing is not automatically beneficial for every homeowner.
How the Preliminary Review Works
1
You Submit
Complete a preliminary review form with basic information about you and your property.
2
PFH Reviews
We review your inquiry using neutral criteria such as state, property type, goals, and more.
3
We Identify
We identify a potentially appropriate participating mortgage provider.
4
Provider Disclosure
You receive the provider's name, licensing details, and assigned mortgage professional.
5
You Authorize
You authorize PFH to share your information with the identified provider.
6
Provider Contacts You
The provider will contact you to complete the formal application and next steps.
​Our Mortgage Provider Network
Potomac Financial Hub works with a network of independent mortgage companies and licensed mortgage professionals. Available providers and mortgage products vary based on the homeowner’s state, property, loan purpose, qualifications, and other applicable requirements.
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PFH helps organize the preliminary inquiry and identify a potentially appropriate participating provider. PFH does not make commitments to lend or determine mortgage approval, interest rates, annual percentage rates, fees, closing costs, or loan terms.
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When a participating provider is identified, the homeowner will receive the provider’s legal name, NMLS identification, licensing information, and applicable disclosures before completing a formal mortgage application or authorizing the transfer of preliminary information.
Mortgage Network Disclosure
Potomac Financial Hub works with independent mortgage companies and licensed professionals. Provider and product availability varies by state, property, loan purpose, qualifications, and provider capacity. PFH helps identify potentially appropriate providers but does not make lending commitments or determine approvals, rates, APRs, fees, closing costs, proceeds, or loan terms.
General Mortgage Disclaimer
Potomac Financial Hub is not a mortgage lender and does not make lending decisions. Mortgage products, eligibility, rates, fees, costs, and terms are determined by participating licensed providers. Submitting information is not a formal application or guarantee. Provider identity and licensing details are disclosed before referral authorization or formal application.
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​Privacy and Consent Information
Your privacy matters to us. PFH uses your information only to review your preliminary inquiry, coordinate appropriate next steps, and identify a potentially suitable participating provider. Your information will not be transferred to an identified provider without disclosure and authorization. Please review our Privacy Policy and consent terms before submitting information.